Request a broker call-back here today and we'll organise for a registered mortgage broker to contact you. They'll then look to understand what you are planning and hoping for and what options are available to you with a home loan pre-approval so you can begin searching for the perfect home in the right price range.
Pre-approved home loans provide first home buyers with a better understanding of how much a lender is prepared to lend. A pre-approval also helps speed up the purchasing process once you’ve found the home you want.
More often than not your pre-approval from the banks will come with some terms and conditions. These are really important to understand. You need to be workign with your mortgage adviser and solicitor reading the fine print on the restrictions of your pre-approval before you take any action. Buying your first home is likely to be one of the biggest financial decisions you will make in your life - why wouldn't you work with a home loan expert to ensure it works out well and the pitfalls avoided?
Request a broker call-back here and we'll organise an available broker to contact you and get things started. Our nationwide broker connection service means brokers can work with you over the phone, via Skype/Zoom or in person, depending on your location. Working with a registered mortgage broker makes the application process dead simple. Nowadays you only need to complete one application, instead of having to potentially fill out multiple forms for different banks.
Key advantages of getting your mortgage conditionally pre-approved are:
- You know your maximum budget which saves time throughout the process
- Depending on the lender, pre-approval is usually valid for up to 6 months
- It shows real estate agents and sellers that you’re a serious buyer
- It puts you in a stronger negotiating position
- It helps speed up the home loan documentation process and lets you bid at auctions